[{"data":1,"prerenderedAt":795},["ShallowReactive",2],{"en/blog/amla-cdd-rts-final-draft":3,"MarkdownRendererNuxt_ovSsm91XS7":770,"MarkdownRendererNuxt_9WXf4nTJ8d":779,"MarkdownRendererNuxt_5qHx9J8HX0":787},{"content":4,"full_slug":765,"id":766,"name":767,"path":501,"published_at":768,"uuid":769},{"_uid":5,"meta":6,"title":16,"content":20,"component":636,"questions":637,"writtenBy":696,"categoryTag":733,"readingTime":761,"publishedDate":762,"faqDescription":11,"breadcrumbTitle":11,"customQuestions":763,"thumbnailDescription":764},"590af9d2-4ff6-4724-999b-38e3eea54af9",[7],{"_uid":8,"image":9,"title":16,"noIndex":15,"noFollow":15,"component":17,"metaTitle":18,"description":19},"5aa15619-da12-4b3f-9935-d5eafe078446",{"id":10,"alt":11,"name":11,"focus":11,"title":11,"source":11,"filename":12,"copyright":11,"fieldtype":13,"meta_data":14,"is_external_url":15},17884283,"","https://a.storyblok.com/f/283194/1920x1080/14d0d14f7a/vestlane-meta-image.jpg","asset",{},false,"AMLA’s Final CDD Draft: The Rulebook for Fund and Asset Managers","MetaSettings","AMLA CDD RTS: The Final Draft for Fund Managers | Vestlane","AMLA's final draft RTS on customer due diligence sets one EU data standard for investor files. What changed for funds and what it means for existing LPs.",[21],{"_uid":22,"content":23,"component":635},"4ba8d516-080c-43c9-bb9b-f4ad35ef7600",{"type":24,"content":25},"doc",[26,32,36,40,44,51,116,123,127,131,174,178,183,187,191,218,222,227,231,237,290,296,300,353,359,392,396,401,405,411,415,419,427,432,436,443,448,452,459,464,468,476,481,485,523,528,532,540,545,549,572,577,581,585,590,594,598,603,607,611,612],{"type":27,"content":28},"paragraph",[29],{"text":30,"type":31},"Every investor file a fund opens in the EU will soon be built from the same list of data points.","text",{"type":27,"content":33},[34],{"text":35,"type":31},"On 1 October 2026, the EU Anti-Money Laundering Authority (“AMLA”) sent the European Commission its Final Report on the Draft Regulatory Technical Standards (“Draft RTS”) on customer due diligence (“CDD”). The Draft RTS is the detailed rulebook sitting under Article 28(1) of the EU Anti-Money Laundering Regulation, Regulation (EU) 2024/1624 (the “AMLR”). The AMLR is the directly applicable regulation that replaces national AML rulebooks across the EU from 10 July 2027.",{"type":27,"content":37},[38],{"text":39,"type":31},"The Draft RTS leaves little room for interpretation. It is essentially a list of data points that every obliged entity collects, verifies and keeps current, from a Luxembourg fund administrator to a German venture capital manager.",{"type":27,"content":41},[42],{"text":43,"type":31},"The Final Report runs to just over fifty pages, of which the Draft RTS itself is around twenty. This article covers what changed, what did not, and what it means for investor files you have already onboarded.",{"type":27,"content":45},[46],{"text":47,"type":31,"marks":48},"TL;DR",[49],{"type":50},"bold",{"type":52,"attrs":53,"content":54},"bullet_list",{},[55,66,76,86,96,106],{"type":56,"content":57},"list_item",[58],{"type":27,"content":59},[60,64],{"text":61,"type":31,"marks":62},"Final draft submitted.",[63],{"type":50},{"text":65,"type":31}," AMLA’s Final Report sets out the requirements for standard CDD, simplified due diligence (“SDD”) and enhanced due diligence (“EDD”). The Commission has not yet adopted it.",{"type":56,"content":67},[68],{"type":27,"content":69},[70,74],{"text":71,"type":31,"marks":72},"One data standard for every KYC file.",[73],{"type":50},{"text":75,"type":31}," The Draft RTS defines the data points behind every KYC file in the EU: names, addresses, nationalities, ownership structures, purpose of the relationship, and screening for politically exposed persons (“PEPs”) and sanctions.",{"type":56,"content":77},[78],{"type":27,"content":79},[80,84],{"text":81,"type":31,"marks":82},"Shorter, and less of a checklist.",[83],{"type":50},{"text":85,"type":31}," The text dropped from 33 to 29 articles, and several mandatory lists became examples. AMLA says expressly that its provisions are not checklists.",{"type":56,"content":87},[88],{"type":27,"content":89},[90,94],{"text":91,"type":31,"marks":92},"eIDAS stays the default.",[93],{"type":50},{"text":95,"type":31}," eIDAS electronic identification and qualified trust services remain the standard for remote onboarding. Other remote methods such as VideoIdent stay possible, but only case by case and with a justification.",{"type":56,"content":97},[98],{"type":27,"content":99},[100,104],{"text":101,"type":31,"marks":102},"Mixed result for funds.",[103],{"type":50},{"text":105,"type":31}," Two of the fund industry’s biggest concerns, \"complex structures\" and \"look-through\", were largely resolved. Its requests on eID, signatories and SDD were not.",{"type":56,"content":107},[108],{"type":27,"content":109},[110,114],{"text":111,"type":31,"marks":112},"The clock starts before the rules apply.",[113],{"type":50},{"text":115,"type":31}," Existing investor files have to be brought up to standard within one year (higher risk) or five years (all others), counted from entry into force, six months before the Draft RTS applies.",{"type":117,"attrs":118,"content":120},"heading",{"level":119},2,[121],{"text":122,"type":31},"Why This Document Matters Beyond Onboarding",{"type":27,"content":124},[125],{"text":126,"type":31},"The AMLR sets out what CDD must achieve. The Draft RTS specifies the information needed to get there.",{"type":27,"content":128},[129],{"text":130,"type":31},"That makes it the data standard behind almost every other AML obligation:",{"type":52,"attrs":132,"content":133},{},[134,144,154,164],{"type":56,"content":135},[136],{"type":27,"content":137},[138,142],{"text":139,"type":31,"marks":140},"Ongoing monitoring:",[141],{"type":50},{"text":143,"type":31}," The periodic and event-driven reviews under Article 26 AMLR refresh exactly the data the Draft RTS defines. The Draft RTS describes understanding the purpose and nature of a relationship as the basis for meaningful ongoing monitoring.",{"type":56,"content":145},[146],{"type":27,"content":147},[148,152],{"text":149,"type":31,"marks":150},"Screening:",[151],{"type":50},{"text":153,"type":31}," PEP and sanctions screening runs on the name fields the Draft RTS specifies, including trade names and transliterated names.",{"type":56,"content":155},[156],{"type":27,"content":157},[158,162],{"text":159,"type":31,"marks":160},"Beneficial ownership registers:",[161],{"type":50},{"text":163,"type":31}," A central register can be a source for identifying a beneficial owner, but recital 12 is explicit that it is not sufficient on its own to verify one. A Transparenzregister or RBE extract is a starting point, not a completed verification.",{"type":56,"content":165},[166],{"type":27,"content":167},[168,172],{"text":169,"type":31,"marks":170},"Supervision:",[171],{"type":50},{"text":173,"type":31}," Supervisors will assess your controls against a single EU-wide data standard rather than national interpretations.",{"type":27,"content":175},[176],{"text":177,"type":31},"Once the Commission adopts the Draft RTS, it becomes a directly applicable Commission Delegated Regulation. National guidance on the same points will no longer set the standard.",{"type":117,"attrs":179,"content":180},{"level":119},[181],{"text":182,"type":31},"AMLA’s Approach: Continuity and Simplification",{"type":27,"content":184},[185],{"text":186,"type":31},"AMLA did not start from scratch. The European Commission asked the EBA to prepare the groundwork in March 2024, and the EBA delivered a draft in October 2025. AMLA kept that draft’s policy approach and structure, extended it to the non-financial sector, and consulted on it between 9 February and 8 May 2026. It received 325 responses, and more than 1,600 stakeholders joined its public hearing.",{"type":27,"content":188},[189],{"text":190,"type":31},"The Final Report describes AMLA’s approach as focused on simplification. In practice, the Draft RTS was meant to:",{"type":52,"attrs":192,"content":193},{},[194,200,206,212],{"type":56,"content":195},[196],{"type":27,"content":197},[198],{"text":199,"type":31},"add to the AMLR where it is not detailed enough, without repeating it;",{"type":56,"content":201},[202],{"type":27,"content":203},[204],{"text":205,"type":31},"offer options rather than fixed requirements, so firms can choose proportionate measures;",{"type":56,"content":207},[208],{"type":27,"content":209},[210],{"text":211,"type":31},"change the EBA text only where there was a clear reason; and",{"type":56,"content":213},[214],{"type":27,"content":215},[216],{"text":217,"type":31},"apply as one horizontal framework to both financial and non-financial firms.",{"type":27,"content":219},[220],{"text":221,"type":31},"AMLA also states the limits of its mandate. The Draft RTS cannot create exemptions from the AMLR. Concerns respondents raised about the AMLR itself could therefore not be addressed. AMLA also found no way to extend SDD further than Article 33 AMLR already allows, and it intends to consult stakeholders on whether separate SDD guidance is needed.",{"type":117,"attrs":223,"content":224},{"level":119},[225],{"text":226,"type":31},"What Investors Will Be Asked For",{"type":27,"content":228},[229],{"text":230,"type":31},"The core identification data comes from Article 22(1) AMLR. The Draft RTS specifies how it has to be collected.",{"type":27,"content":232},[233],{"text":234,"type":31,"marks":235},"For individuals:",[236],{"type":50},{"type":52,"attrs":238,"content":239},{},[240,250,260,270,280],{"type":56,"content":241},[242],{"type":27,"content":243},[244,248],{"text":245,"type":31,"marks":246},"Names (Art. 2):",[247],{"type":50},{"text":249,"type":31}," All first names and surnames as shown on the ID or provided via eID.",{"type":56,"content":251},[252],{"type":27,"content":253},[254,258],{"text":255,"type":31,"marks":256},"Date and place of birth (Art. 4):",[257],{"type":50},{"text":259,"type":31}," The place of birth as shown on the document, whether that is the country, state or city.",{"type":56,"content":261},[262],{"type":27,"content":263},[264,268],{"text":265,"type":31,"marks":266},"Nationalities (Art. 5):",[267],{"type":50},{"text":269,"type":31}," Firms take reasonable measures to find out about additional nationalities. If several are declared, verifying one is enough.",{"type":56,"content":271},[272],{"type":27,"content":273},[274,278],{"text":275,"type":31,"marks":276},"Address (Art. 3):",[277],{"type":50},{"text":279,"type":31}," Country and city are mandatory. Street, building and apartment numbers are collected where they exist, since not every country issues them.",{"type":56,"content":281},[282],{"type":27,"content":283},[284,288],{"text":285,"type":31,"marks":286},"Identifiers (Art. 6):",[287],{"type":50},{"text":289,"type":31}," The national ID number where the person has one, and the tax ID where available.",{"type":27,"content":291},[292],{"text":293,"type":31,"marks":294},"For legal entities:",[295],{"type":50},{"type":27,"content":297},[298],{"text":299,"type":31},"Items without an article reference come from Article 22(1) AMLR itself; the Draft RTS adds detail only where marked.",{"type":52,"attrs":301,"content":302},{},[303,313,323,333,343],{"type":56,"content":304},[305],{"type":27,"content":306},[307,311],{"text":308,"type":31,"marks":309},"Name and legal form (Art. 2):",[310],{"type":50},{"text":312,"type":31}," The legal name plus any differing trade name. Trade names must be collected even where they cannot be verified, because they matter for screening.",{"type":56,"content":314},[315],{"type":27,"content":316},[317,321],{"text":318,"type":31,"marks":319},"Addresses (Art. 3):",[320],{"type":50},{"text":322,"type":31}," The registered office, the principal place of business if different, and the country of establishment.",{"type":56,"content":324},[325],{"type":27,"content":326},[327,331],{"text":328,"type":31,"marks":329},"Identifiers:",[330],{"type":50},{"text":332,"type":31}," Registration number, tax ID and LEI where available.",{"type":56,"content":334},[335],{"type":27,"content":336},[337,341],{"text":338,"type":31,"marks":339},"People:",[340],{"type":50},{"text":342,"type":31}," The names of legal representatives and of any nominee shareholders or directors. These names are collected for the file. They are not routinely screened against targeted financial sanctions: Article 25 covers the customer, its beneficial owners and the persons meeting the ownership or control conditions, and extends to representatives only where there is suspicion of sanctions circumvention.",{"type":56,"content":344},[345],{"type":27,"content":346},[347,351],{"text":348,"type":31,"marks":349},"Verification (Art. 6(5)):",[350],{"type":50},{"text":352,"type":31}," Based on constitutive documents and register extracts.",{"type":27,"content":354},[355],{"text":356,"type":31,"marks":357},"For ownership and representation:",[358],{"type":50},{"type":52,"attrs":360,"content":361},{},[362,372,382],{"type":56,"content":363},[364],{"type":27,"content":365},[366,370],{"text":367,"type":31,"marks":368},"Ownership structure (Art. 11):",[369],{"type":50},{"text":371,"type":31}," Each intermediate entity in the chain, with its legal form, jurisdiction, and the percentage it holds in the entity below it, broken down by share class and voting rights.",{"type":56,"content":373},[374],{"type":27,"content":375},[376,380],{"text":377,"type":31,"marks":378},"Senior managing officials (Art. 3):",[379],{"type":50},{"text":381,"type":31}," The entity’s registered office may be used instead of their home address.",{"type":56,"content":383},[384],{"type":27,"content":385},[386,390],{"text":387,"type":31,"marks":388},"Representatives (Art. 14):",[389],{"type":50},{"text":391,"type":31}," Proof that the power of representation exists and how far it extends.",{"type":27,"content":393},[394],{"text":395,"type":31},"Annex I of the Draft RTS lists the attributes that electronic identification must be able to deliver. Anything an eID solution doesn’t provide has to be collected and verified another way.",{"type":117,"attrs":397,"content":398},{"level":119},[399],{"text":400,"type":31},"What Was Criticised in the Consultation and How AMLA Reacted",{"type":27,"content":402},[403],{"text":404,"type":31},"Much of the feedback from the fund industry on AMLA’s February 2026 consultation draft was critical. Several fund associations argued that the draft was built around retail banking, with frequent transactions and ongoing account activity, and therefore fitted private equity funds, venture capital firms and other closed-ended fund managers poorly. They saw the draft as treating standard features of private funds, such as multi-layered and cross-border structures, remote onboarding and institutional investor bases, as signs of higher risk. The main points and AMLA’s responses:",{"type":117,"attrs":406,"content":408},{"level":407},3,[409],{"text":410,"type":31},"Complex ownership structures",{"type":27,"content":412},[413],{"text":414,"type":31},"The consultation draft defined complexity prescriptively, so that a multi-layered structure automatically counted as “complex” and triggered additional information requirements regardless of how transparent it was. A typical cross-border set-up with a Luxembourg SCSp, a non-EU holding company and institutional LPs investing through their own vehicles would have been caught by default.",{"type":27,"content":416},[417],{"text":418,"type":31},"What Article 11 still requires for every entity sitting between the investor and its beneficial owners: the legal form; whether there are nominee directors or shareholders; the jurisdiction of incorporation or registration; for a trust, the jurisdiction of its governing law; the percentage it holds in the entity below it, broken down by share class and voting rights; and, where an intermediate entity is listed, the regulated market and the number and percentage of shares listed.",{"type":27,"content":420},[421,425],{"text":422,"type":31,"marks":423},"→ Outcome: changed.",[424],{"type":50},{"text":426,"type":31}," The fixed test has been removed. Complexity factors (the number of layers, trusts, high-risk jurisdictions and nominees) now only inform whether more information is needed. A request to limit this to holdings above 25% was not taken up.",{"type":117,"attrs":428,"content":429},{"level":407},[430],{"text":431,"type":31},"Purpose of the business relationship",{"type":27,"content":433},[434],{"text":435,"type":31},"The consultation draft required firms to collect at least one item from each of several lists: expected transactions, source of funds, destination of funds and the investor’s occupation. In a closed-ended fund, an investor makes a commitment at onboarding, and capital calls and distributions follow the fund’s strategy, not the investor’s plans.",{"type":27,"content":437},[438,441],{"text":422,"type":31,"marks":439},[440],{"type":50},{"text":442,"type":31}," Article 16 now lists these items as examples, and AMLA says expressly that the provisions are not checklist obligations, and it strengthened Article 1 to make the whole text read proportionately. Firms still have to understand why the investor is investing, but they decide based on risk what information is needed, and they must use information already held by the firm or its group first.",{"type":117,"attrs":444,"content":445},{"level":407},[446],{"text":447,"type":31},"Funds distributed through intermediaries",{"type":27,"content":449},[450],{"text":451,"type":31},"Where a bank or platform holds fund units in its own name, the consultation draft required the fund to be satisfied that the intermediary would provide information on the final investors without undue delay. Asset managers warned that data protection and professional secrecy rules often make this impossible.",{"type":27,"content":453},[454,457],{"text":422,"type":31,"marks":455},[456],{"type":50},{"text":458,"type":31}," The undue-delay requirement was dropped. Under Article 15, a fund can rely on the intermediary for the final investors if the intermediary is subject to equivalent AML rules, is effectively supervised, the relationship is not high risk, and it applies robust due diligence to its own customers. The fund must be able to show its supervisor that these conditions are met.",{"type":117,"attrs":460,"content":461},{"level":407},[462],{"text":463,"type":31},"Senior managing officials",{"type":27,"content":465},[466],{"text":467,"type":31},"Where no beneficial owner can be identified and a senior managing official is recorded instead, the consultation draft required the same identification and verification as for beneficial owners. The industry argued that these individuals act in a professional capacity and should not have to provide personal documents and home addresses.",{"type":27,"content":469},[470,474],{"text":471,"type":31,"marks":472},"→ Outcome: largely unchanged.",[473],{"type":50},{"text":475,"type":31}," Senior managing officials may still give the entity’s registered office instead of their home address, but there is no lighter verification. For signatories (Article 14), proof that the power of representation exists and how far it extends is still required, with no address relief.",{"type":117,"attrs":477,"content":478},{"level":407},[479],{"text":480,"type":31},"Electronic identification as the default",{"type":27,"content":482},[483],{"text":484,"type":31},"The consultation draft required eIDAS electronic identification first and allowed other remote methods only as a justified fallback. Respondents pointed out that eID uptake is still low and that non-EU investors usually have no access to it.",{"type":27,"content":486},[487,491,493,509,511],{"text":488,"type":31,"marks":489},"→ Outcome: not changed.",[490],{"type":50},{"text":492,"type":31}," eIDAS identification at “substantial” or “high”, including non-notified schemes and EU Digital Identity Wallets, remains the standard, as do qualified trust services. Alternative remote methods may only be used when the investor cannot reasonably appear in person and has no access to these means. Each use must be justified, and existing tools may continue if they meet the Article 7 safeguards. We looked at what this means for VideoIdent in ",{"text":494,"type":31,"marks":495},"The End of VideoIdent in Germany?",[496],{"type":497,"attrs":498},"link",{"href":499,"uuid":500,"anchor":501,"target":502,"linktype":503,"story":504},"/blog/the-end-of-videoident-in-germany/","b1f6cff0-0ed3-4f66-80c7-80dc3ae9b219",null,"_blank","story",{"name":494,"id":505,"uuid":500,"slug":506,"url":507,"full_slug":507,"_stopResolving":508},196271693932822,"the-end-of-videoident-in-germany","blog/the-end-of-videoident-in-germany",true,{"text":510,"type":31}," and in our update, ",{"text":512,"type":31,"marks":513},"Are VideoIdent’s Days Numbered?",[514],{"type":497,"attrs":515},{"href":516,"uuid":517,"anchor":501,"target":502,"linktype":503,"story":518},"/blog/videoident-didg-update/","96160cce-bbc0-421e-9d78-a2a56dc5495f",{"name":519,"id":520,"uuid":517,"slug":521,"url":522,"full_slug":522,"_stopResolving":508},"VideoIdent Update – DIdG Adopted",238412871574901,"videoident-didg-update","blog/videoident-didg-update",{"type":117,"attrs":524,"content":525},{"level":407},[526],{"text":527,"type":31},"Simplified due diligence for closed-ended, institutional funds",{"type":27,"content":529},[530],{"text":531,"type":31},"The industry argued that funds with long horizons, limited liquidity and largely professional investors present lower risk. It asked AMLA to confirm that simplified measures and event-driven updates, such as at capital calls or distributions, would normally be available to them.",{"type":27,"content":533},[534,538],{"text":535,"type":31,"marks":536},"→ Outcome: not changed at sector level.",[537],{"type":50},{"text":539,"type":31}," AMLA did not grant automatic simplified due diligence to particular sectors, and it could not change the AMLR review periods. Within simplified due diligence generally, the minimum information was reduced: in low-risk cases, an individual’s address doesn’t need to be collected, the purpose of the relationship can be inferred from the investor’s profile or the product, and source of funds is no longer part of the minimum.",{"type":117,"attrs":541,"content":542},{"level":407},[543],{"text":544,"type":31},"Two further changes",{"type":27,"content":546},[547],{"text":548,"type":31},"AMLA also made two further changes that fund managers will notice:",{"type":52,"attrs":550,"content":551},{},[552,562],{"type":56,"content":553},[554],{"type":27,"content":555},[556,560],{"text":557,"type":31,"marks":558},"PEP and sanctions screening (Arts. 17 and 25).",[559],{"type":50},{"text":561,"type":31}," Manual checks are now on an equal footing with automated tools, provided the approach is effective and proportionate to the firm’s size, business model and risk.",{"type":56,"content":563},[564],{"type":27,"content":565},[566,570],{"text":567,"type":31,"marks":568},"Enhanced due diligence (Art. 21).",[569],{"type":50},{"text":571,"type":31}," Where high risk results from a complex or unexplained ownership structure, an analysis or expert opinion on the rationale behind the structure can be part of the additional information.",{"type":117,"attrs":573,"content":574},{"level":119},[575],{"text":576,"type":31},"Timeline and Existing Investors",{"type":27,"content":578},[579],{"text":580,"type":31},"The RTS enters into force 20 days after publication in the Official Journal and applies six months later. The AMLR itself applies from 10 July 2027.",{"type":27,"content":582},[583],{"text":584,"type":31},"Files for investors onboarded before the RTS enters into force must be brought in line on a risk-sensitive basis. The deadline is one year for higher-risk investors and five years for everyone else, counted from the RTS’s entry into force. For a closed-ended fund with a ten-year life, that covers most of the existing LP base.",{"type":117,"attrs":586,"content":587},{"level":119},[588],{"text":589,"type":31},"What This Means for Fund Managers",{"type":27,"content":591},[592],{"text":593,"type":31},"The final Draft RTS rarely forces private fund managers to collect information that makes no sense for their business, and the two provisions that could have hit closed-ended structures hardest were taken out or softened.",{"type":27,"content":595},[596],{"text":597,"type":31},"What remains is a text that gives firms room for judgement but expects every use of it to be documented: why an investor was verified by video rather than eID, how a multi-layered LP structure was assessed, why an intermediary can be relied on, and how legacy files will be brought up to standard. The burden shifts from collecting documents to recording decisions. How light this turns out in practice will also depend on whether national supervisors move away from checklist-style expectations once the harmonised rules apply.",{"type":117,"attrs":599,"content":600},{"level":119},[601],{"text":602,"type":31},"How Vestlane Supports CDD Under the AMLR",{"type":27,"content":604},[605],{"text":606,"type":31},"Vestlane holds investor data as a structured, reusable profile, so the data points in the RTS map to fields rather than to documents. Continuous screening against PEP, sanctions and adverse media sources runs with an audit trail behind each check. For trust-held investors, onboarding captures the settlor, trustee, protector and beneficiary details.",{"type":27,"content":608},[609],{"text":610,"type":31},"Compliance logic is configured per fund and per jurisdiction. We are aligning our onboarding workflows with the final RTS ahead of its application date.",{"type":27},{"type":613,"attrs":614},"blok",{"id":615,"body":616},"591dd00f-b5ce-4922-84bf-a5a57d7ebe0f",[617],{"_uid":618,"buttons":619,"component":634,"isCentered":15,"hasPaddings":15,"areButtonsFullWidth":15},"1a0c1273-9432-4583-bca1-19118333d836",[620],{"_uid":621,"href":622,"size":629,"color":630,"popup":631,"title":632,"isBold":15,"leftIcon":11,"component":633,"rightIcon":11},"407ba925-0ad9-4b30-9bd6-a4490924c47c",{"id":623,"url":11,"linktype":503,"fieldtype":624,"cached_url":625,"story":626},"98f10612-f2c7-4e5a-afa8-cd5b8ab05618","multilink","contact-us",{"name":627,"id":628,"uuid":623,"slug":625,"url":625,"full_slug":625,"_stopResolving":508},"Contact Us",484705502,"large","dark-green",[],"Book a Demo","button","ButtonRowSection","richtext-component","BlogPage",[638,660,678],{"name":639,"created_at":640,"published_at":641,"updated_at":642,"id":643,"uuid":644,"content":645,"slug":649,"full_slug":650,"sort_by_date":501,"position":651,"tag_list":652,"is_startpage":15,"parent_id":653,"meta_data":501,"group_id":654,"first_published_at":641,"release_id":501,"lang":655,"path":501,"alternates":656,"default_full_slug":650,"translated_slugs":657,"_stopResolving":508},"What is the status of the AMLA RTS on customer due diligence?","2026-11-05T17:55:26.415Z","2026-11-05T18:00:15.242Z","2026-11-05T18:00:15.257Z",238435231429881,"5c76c333-4373-4e3e-b128-4048ce66f648",{"_uid":646,"title":639,"answer":647,"component":648},"1d7dcff2-9f9c-4022-bf76-184d36d868d7","AMLA published its Final Report on the Draft RTS on 1 October 2026, in a report dated 30 September 2026, and submitted it to the European Commission. The Commission still has to adopt it as a delegated regulation and publish it in the Official Journal. 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